I know it’s hard to resist the temptation every time you get your pay or salary. Many of us, including me, find it difficult to save money. In fact, we often spend more than we should, resulting in some unnecessary debts. While I am not a financial guru, I keep reminding myself the following 5 tips I obtained from my readings: 1. Divert your cash to a “untouchable” account Always transfer at least 10% from your total...

Have you ever wondered why half of your money  seems to have disappeared by the week after pay day? Many people would advise you to keep track of your spending by using a notebook or keeping all receipts. But well, 9 times out of 10 we would never bother to do that. Well, here are some good reasons why your money disappears: 1. Impulse Buys So you don’t like jeans, but it’s half price! And you really don’t need another dress, but...